2025 Ira Contribution Limit. For the 2025 tax year, the annual contribution limit for a traditional or roth ira is $7,000 for people under age 50. In its announcement friday, the agency said the 2025 ira contribution limit will be $7,000, unchanged from 2024.

Here’s how much you can contribute to retirement accounts in 2025. What is the maximum hsa contribution for 2025?